One more month until the end of the year! Wow, time really does fly the older you get. Quick recap: I am a Black millennial on the journey towards financial independence and early retirement. I want to accumulate 30x my ideal spending over the course of these next 10 years (or quicker).
Getting there will take consistency, commitment, and a steady income until I reach my FIRE number.
CURRENT DEBT TOTALS
STUDENT LOANS = ZERO
CAR LOAN = $5,770.01
Total Debt As Of November 24, 2021: $5,770.01
THOUGHTS ON CURRENT DEBT TOTALS
This debt is just annoying. I am tired of tracking it and I am tired of having it. I remember the excitement I had in the early days especially when I was able to send extra money towards my loan balance. Nowadays I just feel annoyance at this debt. I pay $500 a month (loan + insurance) and I work from home. All of the stores are within a 10 minute walking distance from me.
Bleh.
On the bright side, at least I know to never buy a brand new vehicle ever again.